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Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts. Please select a product below for more information.

Statement Savings Account

  • No minimum to open
  • Minimum Daily Balance requirement of only $250 to avoid a quarterly service charge of $2.50
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking

Statement Savings Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.

Passbook Savings Account

  • No minimum to open
  • Minimum Daily Balance requirement of only $250 to avoid a quarterly service charge of $2.50
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

Passbook Savings Accounts – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN! 

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A Personalized passbook with identification as a Junior Savers Club member
  • A special JSC Bank to inspire daily at-home saving
  • Our exclusive "Treats Dollar" gift certificate each time the account balance exceeds its previous balance by $100. Certificates may be redeemed at local participating merchants.
  • And lots of other great goodies and fun activities for Junior Savers. You’ll be sent frequent invites to fun Junior Savers Club events and contests

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community

 

Learn more about our Junior Savers special events.

 

Junior Savers Club Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing2 account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $2,500.00 to avoid a monthly service fee1
  • Unlimited deposits and up to six preauthorized debits at no charge3
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

It's Easy To Open This Account

Fill out and submit this application form or come see one of our friendly personal bankers.

1 A minimum balance fee of $15.00 will be imposed every statement cycle if the daily balance in the account falls below $2,500 any day of the statement cycle.

2 Money Market Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Monthly and paid to your account Monthly. 

3 An excessive transaction fee of $10.00 will be charged for each transaction in excess of the above limitations (Transfers from a Money Market Account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties)