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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets and certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Basic Checking

  • May be opened with an initial deposit of $100.00
  • There is no monthly minimum balance to be maintained
  • There is no monthly service charge 
  • No limit to the number of checks that may be written per month and there are no charges per check written

Wheaton NOW Account™

Whether you've just moved to the area or are a longtime resident, the Wheaton Account offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:

  • An interest bearing NOW Checking Account
  • No monthly service charge1
  • FREE first order of specialty checks
  • Checking, savings and CD balances go into one combined monthly statement
  • NO ANNUAL FEE ATM or MasterCard Debit Card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • NO ANNUAL FEE Credit Card2
  • FREE small size Safe Deposit Box for 1 Year4
  • FREE imaged checks
  • FREE online banking and telebanking
  • FREE bill pay
  • FREE Quicken and Microsoft Money download capabilities
  • No FEE Traveler's Checks, Money Orders and Cashier's Checks
  • NO ANNUAL FEE Overdraft Protection2
  • 1/4% discount on installment loans with auto-debit payments
  • A low rate Home Equity Line of Credit3

To take advantage of some or all of these benefits, all you have to do is open a Wheaton NOW Account™ and maintain a daily minimum balance of $1000 in the account or $2500 in a combined Savings and Certificate of Deposit.

Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

¹Penalty fees, such as overdraft charges, and fees for special services may apply. 2Overdraft Protection and Credit Cards are subject to credit approval. Credit Cards are offered, issued and approved by First Bankcard, a division of First National Bank of Omaha. 3Please call the bank for the most current rates. 4For a 2 x 5 x 22 box or the equivalent toward a larger box.

Total Access Checking

Total Convenience, Total Savings and Totally FREE ATMs Nationwide!*

  • FREE access to ATMs NATIONWIDE
  • FREE Online and Mobile Bill Pay

*No transaction charge at any ATM in the Money Pass or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard for certain foreign transactions conducted outside the continental United States. $100.00 deposit required to open account. Fees, such as overdraft charges and fees for special services, may apply.

Statement Savings Account

  • No minimum to open
  • Minimum Daily Balance requirement of only $250 to avoid a quarterly service charge of $2.50
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $2,500.00 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

It's Easy To Open This Account

Fill out and submit this application form or come see one of our friendly personal bankers.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account--Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles