- Who We Are
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- Commercial & Institutional
Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.
Total Convenience, Total Savings and Totally FREE ATMs Nationwide!*
*No transaction charge at any ATM in the Money Pass, AllPoint or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States. $100.00 deposit required to open account. Fees, such as overdraft charges and fees for special services, may apply.
Whether you've just moved to the area or are a longtime resident, the Wheaton Account offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:
To take advantage of some or all of these benefits, all you have to do is open a NOW Account™ and maintain a daily minimum balance of $1000 in the account or $2,500 in a combined savings, CD and Money Market5.
¹Penalty fees, such as overdraft charges, and fees for special services may apply. 2Overdraft Protection and Credit Cards are subject to credit approval. Credit Cards are offered, issued and approved by First Bankcard, a division of First National Bank of Omaha. 3Please call the bank for the most current rates. 4For a 2 x 5 x 22 box or the equivalent toward a larger box.
5Service charge fee of $12.00 if combined Savings , CD and Money Market balances are less than $2,500
NOW Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded every month and credited to your account every month.
Statement Savings Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.
Passbook Savings Accounts – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.
Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing2 account with limited check-writing privileges.
Fill out and submit this application form or come see one of our friendly personal bankers.
1 A minimum balance fee of $15.00 will be imposed every statement cycle if the daily balance in the account falls below $2,500 any day of the statement cycle.
2 Money Market Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Monthly and paid to your account Monthly.
3 An excessive transaction fee of $10.00 will be charged for each transaction in excess of the above limitations (Transfers from a Money Market Account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties)
Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!
In addition to learning one of life's most valuable lessons, Junior Savers will receive:
Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community
Junior Savers Club Account – We use the daily balance method to calculate interest on your account. Interest will be compounded Quarterly and paid to your account Quarterly.
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms
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Minimum balance to open a fixed-rate certificate of deposit is $1,000.00.
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
Give us a call or stop in today for more information.