Rates As Of: 01/31/2012 NOW Account, Savings and Money Market Deposit Rates

 Account Type

From 

To 

Interest Rate 

Annual Percentage Yield 

NOW Account 

$0 

$2,499 

0.01

0.01

 

$2,500

$9,999 

0.05

0.05

 

$10,000+ 

 

0.10

0.10

 Platinum Preferrered

$0 

$2,499 

0.01

0.01

 

$2,500

 $9,999

0.05

0.05

 

 $10,000+

 

0.10

0.10

 Money Market

$0 

$9,999 

0.05

0.05

 

 $10,000

 $49,999

0.10

0.10

 

 $50,000+

 

0.15

0.15

 

 

 

 

 

 

 

 

 

 

 

 Statement Savings

$0+ 

 

0.15

0.15

 Passbook Savings

$0+ 

 

0.15

0.15

Junior Savers 

$0+ 

 

0.15

0.15

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change.  Fees may reduce earnings.  There is a $100.00 minimum balance requirement to open a N.O.W., Savings or Money Market account.

    

 

 

 

 

 

 

 

  Fixed Rate Category Certificates of Deposit
      

Term 

From 

To 

 Interest Rate

Annual Percentage Yield 

1 Month 

 $1,000

$99,999 

0.10

0.10

 Founder 1 Month

 $1,000

$99,999

0.15

0.15

3 Months 

 $1,000

 $99,999

0.15

0.15

 Founder 3 Month

 $1,000

 $99,999

 0.20

 0.20

 6 Months

 $1,000

 $99,999

 0.20

 0.20

Founder 6 Month 

 $1,000

 $99,999

 0.25

 0.25

 12 Months

 $1,000

 $99,999

0.30

 0.30

 Founder 12 Months

 $1,000

 $99,999

0.40

0.40

18 Month 

$1,000 

$99,999 

0.499

0.50

 Founder 18 Month

 $1,000

 $99,999

0.599

0.60

 24 Months

 $1,000

 $99,999

0.648

0.65

 Founder 24 Month

 $1,000

 $99,999

0.748

0.75

 36 Months

 $1,000

 $99,999

1.045

1.05

 Founder 36 Month

 $1,000

 $99,999

 1.144

1.15

 48 Months

 $1,000

 $99,999

 1.243

1.25

 Founder 48 Month

 $1,000

 $99,999

 1.341

 1.35

 60 Months

 $1,000

 $99,999

 1.391

1.40

 Founder 60 Month

 $1,000

 $99,999

 1.489

1.50

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  The minimum balance required to open a variable rate Certificate of Depositis $5,000.00.  The Rate and Annual Percentage Yield (APY) on a variable rate Certificate of Deposit may change after the account is open. Fees may reduce earnings.  Please contact a personal banker for additional information.

For our Variable Rate Certificate of Deposit– Please consult with a Personal Banker.