Rates As Of: 10/30/2008   

NOW Account, Savings and Money Market Deposit Rates

 Account Type

From 

To 

Interest Rate 

Annual Percentage Yield 

NOW Account 

$0 

$2,499 

.10

.10

 

 $2,500

$9,999 

.15

.15

 

$10,000+ 

 

.30

.30

 Platinum Preferrered

$0 

$2,499 

.10

.10

 

 $2,500

 $9,999

.15

.15

 

 $10,000+

 

 .30

.30

 Money Market

$0 

$9,999 

.40

.40

 

 $10,000

 $49,999

 1.04

1.05

 

 $50,000+

 

 1.24

1.25

 Investment Rate Savings Account

$0

$9,999 

0.25

0.25

 

$10,000

$49,999 

1.49

1.50

 

$50,000+ 

 

1.74

1.75

 Statement Savings

$0+ 

 

.35

.35

 Passbook Savings

$0+ 

 

.40

.40

Junior Savers 

$0+ 

 

 .45

 .45

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change.  Fees may reduce earnings.  There is a $100.00 minimum balance requirement to open a N.O.W., Savings or Money Market account.

     Certificate of Deposit Specials

Term

From

To

Interest Rate

Annual Percentage Yield

 13 Months

$1,000

 

2.96

3.00

 

  Fixed Rate Category Certificates of Deposit
      

Term 

From 

To 

 Interest Rate

Annual Percentage Yield 

1 Month 

 $1,000

$99,999 

0.50

0.50

 Founder 1 Month

 $1,000

$99,999

0.74

0.75

3 Months 

 $1,000

 $99,999

1.24

1.25

 Founder 3 Month

 $1,000

 $99,999

1.49

 1.50

 6 Months

 $1,000

 $99,999

1.74

 1.75

Founder 6 Month 

 $1,000

 $99,999

 1.98

 2.00

 12 Months

 $1,000

 $99,999

 1.98

 2.00

 Founder 12 Months

 $1,000

 $99,999

2.23

2.25

18 Months 

 $1,000

 $99,999

2.23

2.25

 Founder 18 Month

 $1,000

 $99,999

2.47

2.50

 24 Months

 $1,000

 $99,999

2.47

2.50

 Founder 24 Month

 $1,000

 $99,999

 2.72

2.75

 36 Months

 $1,000

 $99,999

2.72

2.75

 Founder 36 Month

 $1,000

 $99,999

 2.96

3.00

 48 Months

 $1,000

 $99,999

 2.96

3.00

 Founder 48 Month

 $1,000

 $99,999

 3.20

 3.25

 60 Months

 $1,000

 $99,999

 3.05

3.10

 Founder 60 Month

 $1,000

 $99,999

 3.30

3.35

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  The minimum balance required to open a variable rate Certificate of Depositis $5,000.00.  The Rate and Annual Percentage Yield (APY) on a variable rate Certificate of Deposit may change after the account is open. Fees may reduce earnings.  Please contact a personal banker for additional information.

For our Variable Rate Certificate of Deposit– Please consult with a Personal Banker.