Rates As Of: 01/31/2012 NOW Account, Savings and Money Market Deposit Rates
|
Account Type |
From |
To |
Interest Rate |
Annual Percentage Yield |
|
NOW Account |
$0 |
$2,499 |
0.01 |
0.01 |
|
|
$2,500 |
$9,999 |
0.05 |
0.05 |
|
|
$10,000+ |
|
0.10 |
0.10 |
|
Platinum Preferrered |
$0 |
$2,499 |
0.01 |
0.01 |
|
|
$2,500 |
$9,999 |
0.05 |
0.05 |
|
|
$10,000+ |
|
0.10 |
0.10 |
|
Money Market |
$0 |
$9,999 |
0.05 |
0.05 |
|
|
$10,000 |
$49,999 |
0.10 |
0.10 |
|
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$50,000+ |
|
0.15 |
0.15 |
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Statement Savings |
$0+ |
|
0.15 |
0.15 |
|
Passbook Savings |
$0+ |
|
0.15 |
0.15 |
|
Junior Savers |
$0+ |
|
0.15 |
0.15 |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings. There is a $100.00 minimum balance requirement to open a N.O.W., Savings or Money Market account.
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Fixed Rate Category Certificates of Deposit
|
Term |
From |
To |
Interest Rate |
Annual Percentage Yield |
|
1 Month |
$1,000 |
$99,999 |
0.10 |
0.10 |
|
Founder 1 Month |
$1,000 |
$99,999 |
0.15 |
0.15 |
|
3 Months |
$1,000 |
$99,999 |
0.15 |
0.15 |
|
Founder 3 Month |
$1,000 |
$99,999 |
0.20 |
0.20 |
|
6 Months |
$1,000 |
$99,999 |
0.20 |
0.20 |
|
Founder 6 Month |
$1,000 |
$99,999 |
0.25 |
0.25 |
|
12 Months |
$1,000 |
$99,999 |
0.30 |
0.30 |
|
Founder 12 Months |
$1,000 |
$99,999 |
0.40 |
0.40 |
|
18 Month |
$1,000 |
$99,999 |
0.499 |
0.50 |
|
Founder 18 Month |
$1,000 |
$99,999 |
0.599 |
0.60 |
|
24 Months |
$1,000 |
$99,999 |
0.648 |
0.65 |
|
Founder 24 Month |
$1,000 |
$99,999 |
0.748 |
0.75 |
|
36 Months |
$1,000 |
$99,999 |
1.045 |
1.05 |
|
Founder 36 Month |
$1,000 |
$99,999 |
1.144 |
1.15 |
|
48 Months |
$1,000 |
$99,999 |
1.243 |
1.25 |
|
Founder 48 Month |
$1,000 |
$99,999 |
1.341 |
1.35 |
|
60 Months |
$1,000 |
$99,999 |
1.391 |
1.40 |
|
Founder 60 Month |
$1,000 |
$99,999 |
1.489 |
1.50 |
A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. The minimum balance required to open a variable rate Certificate of Depositis $5,000.00. The Rate and Annual Percentage Yield (APY) on a variable rate Certificate of Deposit may change after the account is open. Fees may reduce earnings. Please contact a personal banker for additional information.
For our Variable Rate Certificate of Deposit– Please consult with a Personal Banker.



