Home Equity Line of Credit*

Rates As Of: 10/08/2008

     Home Equity Line of Credit Rates

Term 

From 

To 

Interest Rate 

APR 
           For 10 year term          LTV 75%$500,000               $999,999          Prime minus .75%                   4.00%*

 

LTV 80% $100,000

$499,999 

Prime minus .75%

4.00%*

 

LTV 80% $40,000 

$99,999 

Prime minus .25% 

4.25%

 

LTV 80% $5,000

$39,999 

Prime

 4.50% 

 

Add .25% on the listed rate without an auto debit from a Wheaton Bank & Trust Company Account

*The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). Prime Rate accurate as of 10/08/2008.  In no event will the corresponding annual percentage rate (APR) be less than 4.00% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. Consult your tax advisor regarding the deductibility of interest. Purchase of property insurance is required. Offer applies to loans secured by owner-occupied, one to four family residences located in the State of Illinois. This offer may change or be withdrawn at any time.  If closed within two years, a $500 fee will apply.  

Residential Mortgage Contact us for current rates.

Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)

Contact us for current rates.