You won’t find a better team of bankers to meet your lending needs and help your company succeed. You will deal directly with local decision makers because all of our loans are serviced locally. With the sophisticated technology you need and personalized service you deserve, our staff works as a team. Our employees have years of experience to provide you with solutions without the hassle found in bigger banks. Our seasoned commercial lending staff is well versed in all aspects of corporate finance.
Commercial & Industrial Lending
At Wintrust, we offer a real commercial banking advantage over the big banks and smaller community banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking. We are capable of providing for the credit needs of a wide variety of commercial customers. We offer a full line of credit products including:
- Commercial Real Estate Loans, including commercial mortgages and construction loans.
- Asset-Based Lending against inventory, equipment, accounts receivable and buildings.
- Equipment Financing
- Term Loans
- Lines of Credit
- Letters of Credit
- Commercial Property & Casualty Insurance Premium Financing
- Life Insurance Premium Financing
With today’s economic challenges, middle-market companies need strong, experienced lenders that understand their business. Wintrust Business Credit, delivered through Wintrust Commercial Banking, specializes in creative and competitive asset-based lending. We offer revolving lines of credit on accounts receivable and inventory, as well as term loans secured by equipment and real estate.
Along with the Wintrust family of community banks, the Wintrust Business Credit team work as a cohesive unit to bring the best financial solutions to companies like yours throughout Chicago and southern Wisconsin markets. Not limited to any particular industry, Wintrust Business Credit has the financial solution designed for your specific business.
Each member of our senior management team averages over 25 years of commercial banking experience, providing business owners with a superior level of confidence that they are receiving the right financial advice for their situations. Our team of lenders will listen and understand each business’ needs and provide a senior debt structure that will allow their company to grow and prosper.
Wintrust Business Credit combines community banking, best-in-class commercial lending, and a family of strong, well capitalized banks—a winning combination for your business. We put the word “relationship” back into the commercial banking experience.
For more information about Wintrust Business Credit, please contact Wintrust Business Credit's Robert Shanahan, President, at (312) 291-2920 or Jack A. Myers, Senior Vice President, at (312) 291-2922.
Commercial Real Estate Lending
We offer a variety of Commercial Real Estate Lending solutions including commercial mortgages and construction loans. We can help you buy or refinance a commercial building, as well as finance your next construction project. You will benefit from our local decision making, personalized service and expertise.
Do you need to buy equipment for your company to stay ahead or get to the next level? Our equipment financing solutions will help you obtain the equipment you need, no matter your business size and industry.
Wintrust offers specialized financing to meet the specific lending needs of certain industries. We offer the industry knowledge and specific products and services to groups such as:
- Local Municipalities and School Districts
- States, State Agencies, and Authorities
- Temporary Staffing Firms
- Condo and Homeowner Associations
- Management Companies
Wintrust works with the U.S. Small Business Administration (SBA) to offer government sponsored loans. If you are starting or buying a business, expanding your current business or buying real estate for your business, talk to one of our experienced bankers and see how Wintrust and the SBA can work for you.
- SBA 7(a) Loans: amounts range between $350,001 and $5 million and can assist with equipment or real estate purchases, partner buyouts and additional working capital.
Benefits of SBA loans include lower down payment requirements and longer amortization schedules.