Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:
* Traditional Checking
* Economy Checking
* College Checking Account

Interest bearing NOW accounts:
* Wheaton Account
* Platinum Preferred Account®

Checking Accounts--Features and Benefits

All checking accounts offer

* NO ANNUAL FEE ATM or VISA debit card
* Over 1,500 surcharge FREE STARsf ATMs in Chicagoland area and 32,000 surcharge-FREE STARsf ATMS nationwide
* FREE On-line Banking and Telebank
* FREE Bill Pay
* FREE Quicken and Microsoft Money download capabilities

Traditional Checking

* May be opened with an initial deposit of $100.00
* There is a daily minimum balance requirement of $250.00 or an average daily balance requirement of $1,000 to avoid a monthly service charge of $8.00
* No limit to the number of checks that may be written per month and there are no charges per check written

Economy Checking

* May be opened with an initial deposit of $100.00
* There is no monthly minimum balance to be maintained
* There is no monthly service charge 
* No per item charge for the first ten withdrawals (i.e. either by check, ATM transaction, internal transfers or wire transfers) in any month.
* Withdrawals in excess of 10 per month will be subject to a per transaction charge

College Checking

* May be opened with an initial deposit of $100.00 
* Parents must maintain accounts with the bank
* There is no monthly minimum balance to be maintained
* No limit to the number of checks that may be written per month and there are no charges per check written 
* More details

NOW Accounts--Features and Benefits

Wheaton NOW Account™

* An interest-bearing checking account
* May be opened with an initial deposit of $100.00
* Minimum balance of $1,000 in this account or $2,500 in companion account
* First order of specialty imprinted checks free²
* No limit to the number of checks that may be written per month
* No charges per check written
* Free small size safe deposit box for one year (or equivalent savings off a larger box)³
* More details

PlatinumPreferred NOW Account®

* May be opened with a minimum deposit of $100.00
* Totally free interest bearing checking
* No daily minimum balance and no monthly fee¹
* First order of specialty imprinted checks free²
* No limit to the number of checks that may be written per month
* No charges per check written
* No annual fee ATM or VISA debit card
* Free small size safe deposit box for one year (or equivalent savings off a larger box)³
* Bonus interest rates on all regular fixed rate cds⁴
* More details

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.  Overdraft protection also available.

Learn more about protecting your Checking Account

 

Click here for more information.

 

¹Fees, such as overdraft charges, and fees for special services may apply. ²Limitations apply on type of check and quantity ordered. ³Limited number of boxes available. ⁴Excludes CD Special Rates